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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$126,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,500
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$126,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,500
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$13.65
$13.65
$13.65
$13.65
$13.65
$13.65
$13.65
$13.65
$13.65
$13.65
$13.65
$13.65
$13.65
$13.65
$14.35
$14.70
$15.05
$15.75
$16.10
$16.80
$17.50
$18.20
$18.90
$19.95
$20.65
$21.70
$22.75
$23.80
$25.20
$26.25
$28.00
$30.10
$32.55
$35.00
$37.45
$39.55
$42.00
$44.80
$47.60
$50.40
$54.25
$58.45
$63.35
$69.30
$75.60
$81.55
$87.85
$98.00
$105.00
$116.90
$127.05
$137.55
$149.45
$164.15
$181.65
$200.55
$221.55
$251.30
$280.70
$315.35
$347.90
$384.30
$422.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$24.60
$25.20
$25.80
$27.00
$27.60
$28.80
$30.00
$31.20
$32.40
$34.20
$35.40
$37.20
$39.00
$40.80
$43.20
$45.00
$48.00
$51.60
$55.80
$60.00
$64.20
$67.80
$72.00
$76.80
$81.60
$86.40
$93.00
$100.20
$108.60
$118.80
$129.60
$139.80
$150.60
$168.00
$180.00
$200.40
$217.80
$235.80
$256.20
$281.40
$311.40
$343.80
$379.80
$430.80
$481.20
$540.60
$596.40
$658.80
$723.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$31.20
$32.40
$33.60
$34.80
$36.60
$37.80
$39.60
$41.40
$43.20
$45.00
$46.80
$49.20
$51.60
$54.00
$57.00
$60.00
$62.40
$67.20
$72.00
$77.40
$82.80
$88.20
$93.00
$97.80
$103.80
$109.80
$115.80
$123.60
$133.20
$143.40
$156.00
$169.80
$183.00
$196.80
$219.00
$234.00
$259.80
$280.80
$303.60
$328.80
$360.00
$398.40
$439.20
$484.80
$550.80
$614.40
$688.80
$758.40
$836.40
$916.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov